One of the most enticing aspects of DSCR loans for investors is the lower documentation, paperwork, and overall “hassle” when compared to more traditional lending, including conventional and bank options.

The Homebuyers Choice Loan from Navy Federal is very enticing from my research, and am also wondering if anyone has house hacked with this loan?

I would read all you can about different strategies and markets for a bit and then figure out which strategy is most enticing to you (flipping, short term rentals, long term buy and hold etc.).  

Without rent credits, the seller retains all rental income, but the deal might be less enticing to buyers. 

I believe value add is still on the table, and an even more enticing option now with rates from the looks of it on a downward trajectory.

The promise of financial freedom, building wealth, and creating long-term security is enticing, but the path to get there isn’t always clear—especially when you’re just getting started.

Hopefully, new legislation will change things to entice more carriers to the state.I suggest you reach out to your local insurance broker (where you plan to invest) and explain what you are looking for in a rental dwelling policy. 

In my local REIA group I hear a lot of stories of people that talk about the amazing cash flow and ConC returns in the lower end properties, which sounds enticing from a financial perspective.

Canvas nearby centers for tenant's in elbow spaces and try to entice them to your building (since it sounds newer) with a TI package in-place.

Another thing to note is that the land bank has a ton of cheap property but they are not worth investing in even though it may look enticing because they can be much "Cheaper" but the ROI is not there unless your a heavy cash investor with a ton of experience basically building from almost nothing.