If you get help and look in the right locations, you can make the numbers work and still enjoy the property with your family.

., (3) gives you viable options and explains the pros and cons of each option and (4) you enjoy interacting with - this should be a relationship, not a transaction.Once you find a few lenders like this (and you should have relationships with more than one), then you can start comparing rates and fees.

I had zero knowledge when I started, now I'm a full time investor enjoying life, so yes of course I can say it's real :)

So I missed out on taking a year off with my wife and kids and just fully enjoying the time we could experience together. 

I personally learned I enjoy local investing in residential properties.

When I look back real estate investing and rehabbing houses is akin to games I enjoyed playing as a child.

If I pay it off, I could maximize cash flow earlier, reducing financial stress and allowing me to focus on other ventures or simply enjoy life more.On the other hand, I know some people advocate for keeping cheap debt and using the extra cash to invest elsewhere for potentially higher returns.Why I’m leaning toward paying it off:Security: No debt = peace of mind.Financial freedom earlier: A fully paid-off rental would give me a significant monthly cash flow?

I'm particularly passionate about emerging markets in the Multifamily domain.Outside of real estate, I enjoy time with family and friends.

Enjoy the journey!

Hello Robert,I enjoyed reading your post.