If I pay it off, I could maximize cash flow earlier, reducing financial stress and allowing me to focus on other ventures or simply enjoy life more.On the other hand, I know some people advocate for keeping cheap debt and using the extra cash to invest elsewhere for potentially higher returns.Why I’m leaning toward paying it off:Security: No debt = peace of mind.Financial freedom earlier: A fully paid-off rental would give me a significant monthly cash flow?

Hello Robert,I enjoyed reading your post. 

Enjoy the journey!

I'm particularly passionate about emerging markets in the Multifamily domain.Outside of real estate, I enjoy time with family and friends.

When I look back real estate investing and rehabbing houses is akin to games I enjoyed playing as a child.

A close friend of mine in Houston once had a client who owned two properties across different states.With your North Port place being so fresh (2021 build) and on a canal, you’ve got strong appeal for folks looking to enjoy that waterfront Florida vibe.

I’ve been coaching new investors for a while, and I always enjoy hearing about what brings people to real estate.

If you ever have any questions as a new member feel free to reach out I enjoy helping. 

Your equity can provide the funds to make those improvements happen, increasing your home’s value and making it more enjoyable to live in too.Getting a Business GoingIf you’ve been dreaming about starting your own business, your equity could be the kickstart you need.

It's a niche I genuinely enjoy, and that's why I focus exclusively on it.