Is that some kind of incentive ARM from the builder? 

Then, when they're ready to move in, they could convert it to a residence and remodel the house to fit their needs.I hope @Dave Foster and others can provide specifics on implementing this approach, especially when it comes to the long tax arm of California.

Whether it's considered an arm's length transaction is debatable, but it's not illegal.Move forward with the sale and ensure full transparency with all involved parties, including your CPA.

A lot of our customers use Digital Trust for self-directed IRA  

I use the kwikset digital lock, the app is not so good, but the hardware is perfect!

Meanwhile, the sellers who are most likely to offer creative financing are normally the owners of  real estate that have issues.....condition.....low barrier/over supply market......or perhaps pricing issue, and one of these factors is why its not marketable in a arms length transaction and why creative financing would be accepted.

Yes, we can provide a digital issue but we are not allowed to past links here, sorry.

It is digitally monitored so they always know the level and so do I with the app.

LTV under 50%, 10 yr arm @4.5% LLC (4)• Investment condo - purchased 2021.

Yes, I'm a lender, but we have an arm that's been investing for close to 20 years now.