Hey Rajesh:I looked all over the west coast and couldn't find much in terms of markets/job growth/other infrastructure dev that showed appreciation and cash flow (both) would be very good.

Not to mention the economic development steps the town is taking in ensuring the growth of town (roads, schools, zoning) stays on par with the future expected population growth and new jobs that are going to be a result of the new factories opening.  

When you can borrow 80% tax free and continue to collect the income?

If private companies continue to provide the insurance, I suspect we will see further increased premium costs which will need to be reflected in the rents tenants pay (all tenants: LTR, MTR, STR).  

Plus, you get amazing appreciation potential due to how much population growth, job growth, and companies moving and developing here.

The investment city determines rent growth rate, appreciation, and income longevity.What determines rent growth?

It's an amazing market here with so much incoming growth due to population growth, job growth, and companies moving/developing here!

Eventually, my goal is to continue to use this knowledge to start investing in RAL too. 

Once that amount is reached, then continue setting aside cash for the next investment purchase. 

I will provide some thoughts on the San Diego purchase- virtually all high LTV mls purchases since rates started to hike have negative cash flow at purchase- historically great appreciation- historically great rent growth but recently flattening- prop 13 is great benefit for long holds- laws keep getting less LL friendly.