I doubt you'll make 11% with the S&P, but it is probably still your best bet.

We placed our biggest bet on a single property, class B shares.

If they have money and can compete on pricing, brokers will be the best bet.  

I would bet the solution lies in your answers to those last three questions.

Bet they're making their car payments (walking sucks! 

Why, because of the main stable coins, it is the only one on of the largest exchanges, Binance, will NOT do a 1:1.So, you're best bets would be those like USDC, TUSD, GUSD, BUSD.

Unless you are unknowledgable, my bet is you could make more from rent than sale, and still have the benefits of owning the original home while you go do something else.The 25K you have left in property will be netting you(gross) of $350 mo or 4200 per year.

An experienced broker with lots of choices at the palm of their hand is probably the best bet.

I’m not a betting man.

Quote from @Brandon Foster: Hello Ryan,STR is do able in the north county area but there are a lot of rules and regulations.The city of Oceanside right now will not allow anything STR unless it’s west of pacific coast hwy.This is changing a lot too so you need to be aware of that in your plans.Carlsbad is super strict too but there are some condos that are still available to do STR in.Medium term rentals are as safer bet but way less profitable.