Fannie Mae's reduction of the down payment requirement for 2-4 units to just 5% for conventional is a game changer and has allowed house hacking to be more attainable.

Velocity of money, or speed in which you can complete a BRRRR investment and repeat, is key to success, and refinancing with the shortest seasoning requirements is highly important.Loan terms and interest: Cash flow is also an important consideration for a refinanced rental property, so attaining a low interest rate, as well as other aspects of loan structure (term, amortization, or interest only, etc.), plays a big role.Generally, there are three main refinance options for BRRRR method investors: Conventional loansBank/credit union loansDSCR loansConventional loans are generally defined as loans originated under GSE (Fannie Mae/Freddie Mac) rules and guidelines and securitized.

Land is scarce, development is limited by resources and decade after decade the millionires are kicked out by the billionaires..truly.Anyway, that's my view, it's a long term hold view in an idyllic spot that few people will be able to attain ownership in.

I generally agree that if interest rates were the same between HELOC and mortgage, it makes sense to attain the flexibility to hasten pay off with ones extra cash flow - or borrow it back as desired/required.As for your last sentence, it's not "the same thing", simply because: interest rates are not the same!

Velocity of money, or speed in which you can complete a BRRRR investment and repeat, is key to success, and refinancing with the shortest seasoning requirements is highly important.Loan terms and interest: Cash flow is also an important consideration for a refinanced rental property, so attaining a low interest rate, as well as other aspects of loan structure (term, amortization, or interest only, etc.), plays a big role.Generally, there are three main refinance options for BRRRR method investors: Conventional loansBank/credit union loansDSCR loansConventional loans are generally defined as loans originated under GSE (Fannie Mae/Freddie Mac) rules and guidelines and securitized.

After that at some point he had me read Rich Dad, Poor Dad and I knew he was right that it was the way to build wealth, but I didn't think it was something attainable for me. 

The AZ Landlord Tenant Act doesn't specify a mandatory minimum temp that must be attainable.

The company offers what they call "attainably priced" apartments, arguing that their rents are lower than market rate.

They even have classes and designations you can attain to set yourself apart from other companies.

I personally think Real Estate Rookie provides a clearer road map for your first investment property in situations that are more attainable today.