Hi everyone,I live in Hong Kong and just starting investing in Real Estate here.I have a very good lead, let me present it to you all.In a commercial building, the man own a office room high floor, he bought that office for investment for a year ago, he did not touch anything in the property and put it on the market for sale with a large markup.After a 9 months on the market he decided to lower the price, still after 4 month with the lower price no buyers.I then come in and ask the seller if he will consider owner finance on his property as he only have a small loan that is nearly paid.The owner said yes to owner financing and waiting for my offer.I have visited the property and understand why the landlord have not been able to rent or sale, the place was previously owned by a church, the all atmosphere and decoration is very much like a church... so really difficult to rent it as it is for office space or similar. 

I too asked that of a local agent that is part of a RE investment group I belong to and she was great at getting me some information and discussing the very same thing.What she mentioned about the schooling was it works for some just to do the online but others need/want that classroom atmosphere to get answers quickly.

It is in a neighborhood type atmosphere that has road frontage on two sides and I am thinking 8-10 2-3 bedroom higher end duplexes.

You've locked in a 30 year mortgage at almost no interest, secured a place to live at a relatively fixed cost, and provided a stable atmosphere to begin making memories that turn a house into a home.  

@Andrew BeaverWe decided on Bradford because we would be living in one of the units, my fiancee has particular tastes, so when researching areas, I needed the town/city to have a good number of multi's, an atmosphere I would want to participate in, and a good cost of house vs potential rent ratio.The other factor to consider, was that the city had to be between my job and my fiancee's. 

I did the coursework to get my RE license at Keller Williams and liked the team atmosphere there and focus on developing agents, but commission splits were more favorable to part-time investors like myself at brokerages like Fairfax Realty and Samson.

The atmosphere of both cities is a block by block situation. 

Thank you all for the valuable knowledge and the supportive atmosphere!

Walking in the front door of the office to meet the staff, gauge the atmosphere, and view the office itself is the best way to size up how well a company will take care of you.If the staff and office are in disarray, you and your property won't be far behind.     

No pitching, no fee... just a casual atmosphere and about 20 investors and/or "future investors".