For example, if one is looking to buy in PA but lives in NJ, is the typical process to inquire with banks local to the property in PA or is it normal for NJ banks to approve out-of-state?

Then a hiring increase for local regulation officials or private sector to assess housing quality & approve it.

If you have an approved request to withdrawal your investment, it remains approved and will be implemented appropriately when the Board of Directors lifts the freeze.Thank you very muchYou keep towing that company line @Brent Mendenhall.

Typically an FHA lender will want to see 2 years of work history in the same field before they will approve you for a loan.

I'm currently pre-approved but my lender gave me a "mid-level rate" which I believe isn't my actual rate since I haven't chosen a property but me not being as educated on the behalf and thinking it was my actual rate I decided to rate shop a bit.

I file my withdrawal application in March 2023 and got approval.

Quote from @Ryan Pham: Is there a reliable way for to est income of a furnish / short term / airbnb  incomevs long time income ( I know this can be est looking at comparable posting in same area )I have a 3 bed / 1 bath small townhome ( hoa approved ) I like to try to fully furnish and do airbnb / fully furnish rentalThis unit is 1 mile from Banner Desert Medical Center ( traveling nurse ?

They also made the parties sign some kind of disclosure stating they were doing everything legally. 

Is the basement legally considered living space?

That is often a matter of opinion and will depend on the attitude of your municipality.Most municipalities do not require neighborhood approval, but will offer the public opportunities to provide input which will be considered.