I hear what many of you are saying about us being too sensitive and that we will deal with things like this if we are landlords.

Mic drop!

Due to us being novices, we look at each sector and think that the market is TOO HOT or its out of our price range.

Storing information on External hard drives or USB sticks can also be unsafe..I agree with a lot of what you said Nancy but storing your information on your desktop rather than the "Cloud" is not necessary "safer", it might be a false sense of security..It is important when using Quickbooks online, iCloud or any Cloud type service that the user is following best practices.

USB shows Boston market fairly valued.

Knowing those answers will help us be able to advise you a little better. 

What I've been considering is installing a few "smart outlets" (outlets with usb plugs as well), a dishwasher, a garbage disposal in the kitchen sink, new LED light bulbs throughout, and some light caulk work. 

It’s funny, your last question is actually my first question...with us being new to investing now is probably not the best time to make this move with our IRA.Perhaps once we are a few years and deals into this, it could be a good option to help boost out retitement savings.Thank you again!

Do you install USB electrical outlets?

This resulted in us being able to purchase a half million dollar multi family complex for about $3500 down.