I figure we could rent it out to cover that expense, maybe make a few extra bucks on top each month and keep the house in the family that way.

I tried looking at other advertisements but they only specify extra but donot give any amount.Any suggestions on where to look for? 

If you are trying to maximize cashout many programs nowadays ask for 4 months of PITI prepaid which reduces your cashout, so finding a program that doesn't ask for that is basically equivalent to an extra 2-5% cash at closing.

The early withdrawal penalty is just $5,000, but they avoid all those costs I just mentioned, avoid the RMD issue, and get extra benefits like the step-up in basis for heirs.Your comment: "Hopefully this comment won't get me ejected."

Also units that have extra living space to convert to an additional bedroom would be ideal.

Lastly keep extras of almost everything. 

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An extra $2,000 or $2,500 is not ideal, but you can rectify the problem once and for all.

Quote from @Sarah Hartstein: Hello everyone, I am brand new to this website and looking forward to gaining some extra insights on property within the US and beyond ;) I started as a part-time Realtor with Keller Williams in Santa Barbara, California, however domestic sales never really “tooted my horn.”

Just be sure to stay on top of your contributions, fees, and any extra paperwork so you can get the most out of those “triple tax” benefits.Hope this helps!