Could these waits be mitigated by going the hard/private money route?

I am a private lender here in Atlanta.

Seller financing, private money, and subject-to deals can open up opportunities that others might pass on.🔹 Maximizing Value – A distressed property isn’t just about fixing what’s broken; it’s about repositioning it for the best possible return.

I would take out a private loan on the paid off property to get the other one squared away

Like @Chris Seveney said, private lending is a great way to go as well.  

I’m also open to exploring short-term rentals, private lending, or passive investing in funds—anything that maximizes returns while keeping risk and time commitments manageable.For context, I’d consider leaving my job if this could become a full-time venture that surpasses my current compensation (low-mid six figures).

This is a 3 story town home (detached) that shares a private sewage line with 7 other homes.

Will interest rates go up or down when Freddie/Fanny are 100% privatized?   

In our view, experience and integrity are by far the most important parts of any private loan.

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