Most lenders require 6-12 months from acquisition seasoning before using the appraised current fair market value to calculate LTV.

The problem with using credit card funding is it destroys your DTI and thus lowers your credit score.

Long term $ can range from 6's-10% range depending on all types of factors - LTV, location, unit count, debt coverage, borrower strength, full doc or lite doc programs, etc..

Not a lot of our competitors offer this but it's something we can consider (but for us, it can't be in a rural area, the loan amount must exceed $150k, if we're using PadSplit income (or STR/MTR income) the max LTV is 75% and the down payment must come from your own funds). 

The financial of property is good:      DSCR = 1.3; LTV = 45%;Both my liquidity and net worth passes Chase's test.

Just wanted to mention that the cash out refinance funds are not tax free forever.

Loan to value ratio: The higher the loan to value ratio (LTV) is, pricing takes a hit.

I used the funds to acquire real estate that appreciated signficantly.

I have a DSCR lender that is willing to do 70% cash out LTV at 7.25% OR 75% cash out LTV at 7.60%. 

Im generally distrustful of most people/funds in the real estate world.