Not a bad payday, if you ask me. 

Not sure how close you are in terms of proximity to the university but my Dad bought property near a university for over 30 years and eventually a developer came in and bought everyone out and added luxury student housing and shopping with a huge payday for all the owners who had bought many years before.

biggest pay days in buy and hold in RE happen in the path of progress hands down.  

I've been turned down by national banks when they confuse our business with title lending or payday loans.

But if we want a big payday, we will need to do some or all Climate control for the large REITS to buy, which they would in this location. 

Our neighborhood is desirable due to somewhat of a location hack (we are 1 minute away from Swimming Pen Creek then on Fleming Island for you locals), so we expect to be able to sell in 2 years and cap a 200k payday tax free.

Also is he referring to consumer debt (credit cards, payday loans etc..).

I’m closely monitoring a few tenants as we speak. 1 requested to pay this Friday after payday due to a job change. 1 is $200 behind from last month. 1 got a rent increase but still has this month at the previous rate.

We've had clients change their offered commission numerous times during the course of a listing thinking it would make a difference - our experience is that above 3% or with a BTSA (Bonus to Selling Agent) it doesn't have a measurable difference - the Buyer is generally in control and pushing a client towards one home or another based on your payday may land that agent in hot water later.

Your pay-day lender has a license, so will a pawn broker, car dealer, or a venture capital firm.