In these areas, sometimes tenants can get it from a social services organization or even Catholic Charities.Let the tenant figure out how they can get the deposit - if you tell them no right up front, they will find a way.

I think the only line I might have crossed, and I am not sure I did cross a line, technically, concerns advertising.I once placed a rental ad on the back page of the bulletin of the local Catholic church.  

I have been in contact with Catholic Charities, A.S.P.C.A., Urban Resource Institute, and Volunteers of America.

At the moment I am closing on a 34 unit in a solid C class blue collar neighborhood at approximately $7,000-$8,000 per unit under market and rents are significantly under market too.To think, as a lowly paid Catholic School teacher with a combined family income living in San Diego,  I just started investing in a little 1br 1ba in San Diego in 2011 and now by May 31st will have 8 apartment complexes and 4 single family in NE Ohio for 122 front doors and rising on my way to 1000 front doors some day.If I can do this, anyone can!!

It was at a private catholic school that was paying $25,000.

I teach in the daytime at a catholic school and at least two nights a week at the local community college.  

This goes back to common law in England when a some Catholic rule about a Christian could not charge another another Christain interest, so the "property owed the debt" not the individual.  

I'm looking at possibly putting an ad in 3 catholic church bulletins that come out weekly.  

I might even match the ceremony it with the demographics of the area, whether they are traditional Catholic house blessing or feng shui types.... be worth the time  and expense IMHO....

I went to Gordon Tech HS which was a private Catholic school.