To put in an initial offer, through the selling agent, what would you suggest I supply to have the best chance of the bank accepting my offer?

In Germany, the tenants supply their own kitchens and bathroom fixtures, sinks and toilets, painting, and flooring.An empty apartment has no light fixtures, fans, window treatments.

It is the supply and demand factors today that determine sales price.

Here is a quote from an article in The Maui News, 29Aug10,"Maui's foreclosure picture 'not pretty'""...with nearly a thousand single-family homes and condominiums currently pending foreclosure - nearly double the numbers from a year ago...Still, with little new home construction, these listings are supplying the inventory that has brought a kind of normalcy to the real estate market..."

Decreasing barriers for people to invest in partnerships would also supply entrepreneurs with desperately-needed capital and get them growing.

The reason for the chatter is the constant supply of newbie Note Brokers that the late night, get rich TV seminars are churning out.

And then there is the supply side.

Looking ahead, it has become clear that the housing market is going to take some time before it returns to a normal supply and demand cycle.

The margins are simply much thinner and you can no longer just rely on loss mitigation (savings vs. costs) for your justifications.The truth is banks do not want the product, but the supply and demand remains askew and as long as it does, short sales are necessary evil for lenders.Originally posted by Tom Kitas: How does anyone get the bank to approve this from the prospective of the A seller?

The "expert" that drafted the residential lease that I use also supplied me with a separate lease that covers garages.