Or could I get pre-approved based on projected rental income and then get a signed lease before the actual loan application? 

@David Turnage This seems like a massive turn around project.

Fast forward a couple months now the work has slowed down dramatically .the main problem now is this last $33,000 draw he hasn’t hardly came at all in the last several weeks virtually non existent other than a couple guys for an hour or two and it’s really starting to get where I’m worried .the Bank approved it each time when there clearly wasn’t enough that could’ve been done on the contract i got one draw left ( I won’t sign yet obviously) I only have about 10 grand left of draw and so now I’m kind of worried because the project can’t be finished on the ten grand that’s left .

Not sure if this is the proper category so please forgive me if so.Does anyone on BP use Wave Financial accounting app to track their rehab projects? 

Crash prediction is as follows:More apartments staying vacant (seattle times article and npr podcast on nyc yesterday)Projects are permitted and planned years in advance so even as commercial multi family of 50+ are crashing, they are still buildingOk n next 2 years smaller devlopers and property managers to go under, default, get bought out.

A bathroom remodel that is not completed (in usable bathroom) stucco damage on exterior and exposed slab from in finished flooring project. 

That way I cash out the one house and use the taxes I would of paid to fund my project. 

His impact will still live on within his projects and community outreach programs but the there will be a significant drop in downtown business during basketball season with him away.

As for the reserve amount, usually I do 3-4 months of costs (not income) plus any amounts for upcoming planned capital projects on the property (roof, deck, any replacement / repairs that you are planning).

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