I can see why the landlord wants to use their person . . . they probably want to make sure its a quality repair. 

We own both a mortgage company and a real estate business, we do a ton of real estate investor deals, and, personally, my wife and I have flipped or built dozens of homes.

You will need 20-25% down and a commercial loan for the rest.Most lenders will want to lend to an LLC with you personally guaranteeing the loan.Typically, each MFR would be purchased under its own LLC, for liability purposes.Each LLC would then also need its own bank accounts for collecting rents and paying expenses.

We barely spend a minute in a room to show the layout to prospective students.subsequent to a showing yesterday I get the following email.

I have personally never heard of the county having any say .. other than I do get calls from (state of Colorado) Tax collector after I purchase something and they want to know why we paid less than market value.. but they contact after the fact..

DM me for the person I worked with. 

Together, this structure will protect you personally from lawsuits, as well as keeping your investment properties isolated should legal problems come up down the road.

I can buy it.My personal Facebook page also says how we are always looking to help others with real estate issues.

Do you have reserves for your personal living expenses in the event the process takes longer and/or you aren't able to recoup as much of the invested capital as expected on the refinance?

I see that your location is Hawaii, I'm guessing the short term rental market is awesome there, so perhaps you could be an in person, boots on the ground for investors on that front.