Fannie or conventional mortgages will generally have mortgage insurance until the LTV reaches 78%. 203k are not a issue for most LO's if they look at their bottom line before the clients then I have an issue with them.

I realize you and others will be scrapping at the sides and bottom of the barrel to find loopholes in an attempt to keep existing or past strategies in play, trying to save business with the least amount of modifications as possible.

Its about the bottom line cash flow and also I like to improve someone else's quality of life in the process.

"Just Do It" (just dive right in) might be good advice if you're buying a pair of tennis shoes, but it is a terrible idea for starting a business.The bottom line is that you've got to do whatever it takes to learn the basics of the business if you want to succeed.

My address is at the bottom of my post.

All you need is come off the box with two legs of hot and the neutral plus a ground.you DONT convert the whole house to 220,,ALL the circuits, just what he needs it for and then there is an outlet box,,,like a dryer has so NO need to remove it,,its an asset to sell some day.

They are using bottom feeding scum suckers for appraisers, because their cheaper then the good ones.

Its a metal and plastic piece that has gaskets and clamps into the hole in the bottom of the shower.

My state (California) has a Dept of Consumer Affairs that also publishes their own landlord tenant handbook.I checked online in your county and found this resource:http://www.legalaidofnebraska.com/Landlord_Tenant(Scroll to the bottom of the page and click on "Landlord and Tenant handbook")This particular handbook is not your county's official handbook.

You can obfuscate and pettifog the issue all you want, but the bottom line is that it is unsustainable to keep paying off our debt by simply adding zeroes to the amount of money outstanding.