I am currently 2months behind on my mortgage.

Great tools that get updated regularly.I am on the lending side of things and would be happy to hop on a call with you anytime to discuss financial strategies and help answer any questions you may have about nearly any loan product available to help you on your journey, even if they are not products my capital partners offer.We are all here to help you learn and grow.

They will just move on keep doing this to others. 

Here are a few suggestions on how you can maximize the wealth of information available: Check out the blogs and podcasts, or take advantage of the search feature (magnifying glass).

It’s def more expensive on the northside and especially along the lake front.  

Thanks NIna Never skip out on verification of residence history and past landlord reference.Rental fraud is on the rise, and becoming easier and easier. 

What does he consider a substantial down payment and does he know that he has to pay capital gains on that down payment instead of just on the payments?

Check out other online guides available here: https://www.biggerpockets.com/guides3.

The same good advice Id give here that gets upvoted, was getting hugely downvoted on Reddit.

We can hop on a call to talk about it if you like.