If the property or market has problems that require seller financing, the investor will require a healthy discounted yield to compensate for the extra risk.

Debt-coverage ratio is a healthy 1.30.It was my plan to hold these assets until retirement (I am 44) and pay them off.

Have your partner lend you the money as a 2nd mortgage on the home at a healthy interest rate.

I also will have a healthy six figure income this year but next year I plan on retiring, so it makes more sense to have gains due 2020 instead of 2019.

If a property provides healthy cash flow - I'm not talking about 50 bucks on a property carrying $1000 note - the likelihood of having a vacancy so long that you have to dig into your own pocket to make the note is almost nil.

Hope everyone is staying healthy and sane during these crazy times!

So if you find a house with an ARV of $400k that needs $50k in repairs, expect to pay around $280k for it.Those are pretty thin margins, but you can still turn a healthy profit if you know what you are doing, and you probably want to avoid hard money financing as that will eat up your profits pretty quickly.

Artificially low interest rates and lower prices incentivized investment through healthy appreciation.

There are a healthy amount of investors here in the valley and there are quite a few meetups.

For those who made it this far, I thank you and hope you've been safe/healthy during these uncertain times.