Fashion is painful ok.

You are in the right place, listen to their videos on youtube during long car rides or work outs.

Take chips off the table and reinvest, refinance to pull equity out, or keep payment low (without refinancing) and just ride it out for years to come.Appreciate any insight,Joe

Some of his “students” have given presentations on how to do this....”once the seller signs the contract, they think it is settled....little do they know they are in for a hell of a ride...”.  

I believe you made my point in a much more direct and concise fashion, very laconic. :)

It's like riding a bike, you don't just go from training wills to popping wheelies with no hands on the handlebars riding backward down a cliff. 

I do know that in standard bookkeeping with quickbooks or the old fashioned way with hardcopy journals and ledgers, paying personal expenses from a business account has to be classified as owners draw. 

If the property has a positive cash flow of $500/month, I would just let the mortgage ride.

You'd be contacting and negotiating with the owner directly.There is also the old fashioned method. 

I'm a cyclist and ride all over the city.