That doesn't really address your needs or your unique liabilities. 

I need to explore the idea of looking at other, less expensive markets such as Fredricksburg, Winchester, ect.

Pick a market, find a deal finder, learn to analyze the deal quickly, explore your money strategy (I can send a post if you like), get a deal under contract and get to it!

Have you explored multi families?

I just want to understand this mortgage change and explore options to have it lowered.

I may be SOL when it comes to negotiating any kind of favorable terms for my business, but I'm definitely going to explore every avenue.

Before exploring this concept with a qualified legal and tax professional, I wonder if any of the community has anecdotal experience around taking a distribution from a 401K and balancing the earned income taxes with paper losses from doing a cost segregation study. 

A deal popped up on the market and we are exploring all the ways to fund it. 3 separate units.

It’s a pretty unique property: 3/4 acre lot with a 3 beds, 2 bath, 2000 sq ft single family house, a 48’ x 56’ five car garage, and a 15’ x 30’ ‘pool house’, which is essentially a converted garage and has heat and electric installed.

.#2 Explore Lowes and Home Depot to Learn About Material PricingTake a tour through Lowes and Home Depot (or their websites) and look at finishes materials and fixtures that you will consider using in your rehab projects.