Up front disclosure, taxes are not my area of expertise neither is direct mail.

Let's be in touch directly.

As you mentioned, it was a huge learning experience and I'm sure that experience can shed some light on your situation.

Let me know if you are interested and I can point you in the right direction.

The UW will then counter the loan as an investment property and require 20-25% down or counter it as a second home with conventional financing with a min down of 10-20%.This is what will happen if a loan officer submits the file as suggested above.It would have to be a pretty rookie mistake by a loan officer (LO) though to submit a file with out the property explanation and documentation because it would not put your file in the best possible light and achieve what you've intended to achieve.Is it possible for her to get a primary residence ?

Message me directly if you committed to RE to network and discuss fix n flips. 

Maybe @Jon F. or @Scott Hollister can point you in the right direction!

@Sean Murray I am a UoR alum as well and agree the surrounding neighborhoods would make decent rentals - save for the ones directly south of campus.

I'm wondering if when I went down there on 10/4, that I should have gone DIRECTLY to the listing agent's office to see the property when my Realtor couldn't get in touch with them.  

I've never worked directly for or with a contracting company, but have been involved in multiple reconstruction/rehab projects.