are not productive, and to a new member [to the board, not just REI] it makes me question whether to continue to participate.

then look in the mirror, be glad for what you have, and go out and do something productive.

Sugar is a good one: http://www.sugarcrm.com/crm/products/crm-products.htmlAlthough, from the sound of your request, it could very well be overkill for your needs.

I am specifically looking for a product or a trainer that will tell me my options on obtaining the money to do deals or even if have to put money down at all, etc.

If you ARE skilled and knowledgeable, it becomes more a question of where are you the most productive.

The methods and products you choose affect your investment for years, and can make or break you!.

Most investment loans seem to be needing "niche" products which have so many specific guidelines.

I am specifically looking for a product or a trainer that will tell me my options on obtaining the money to do deals or even if have to put money down at all, etc.

I not even sure I know what the product it but I would certainly check if it was on a list and I had Section 8 rentals (likely I soon will).The flooring material in question is cvt.John Corey

Your motivated sellers could be people who have bad mortgage products like adjustables or "interest only" loans.