I did that so I could live where I wanted to live and how, not what some corporation demanded of me daily.

that's why Bill Gulley gave you the 360 day formula, because the daily interest changes when a draw is disbursed.So 115,000 X .65 = 74,750 principal balance if all disbursed at close 74,750 X .15 = 11,212.50 annual interest11,212.50 / 12 = 934.38 as Jon saidThe calculation is a little more involved if you are taking construction draws, but payment should always be less than the $934.38 until all draw funds are disbursed.15% plus 1 point isn't bad, but all hard money rates are local, unless you are using a national company.

I'll add that the perfect REI site should tell me the winner of each year's super bowl 30 days in advance, and the daily close of the S&P at 9 AM every day.

Both are pub type places with drinks and food.

I also know you will need to work daily for a while until you are established enough to just let the biz run itself but In all honestly I think buying an established business from a person retiring or such is a good idea and VERY good cash flow?

The thing with adwords is not to rush in, you can get burned, I have seen horror stories of people bidding on a broad keyword, not setting their daily limit correctly and losing $2000 in about 3 hrs, and to boot the destination page they were sending all this traffic to was wrong!

If you don't have money for food, cut back.

- Explore BP for an hour/ day; post daily.- Read biography on Theodore Roosevelt

I guess I'm just a proponent of Occam's Razor...when I hear about someone stealing small quantities of food, I assume it's because they're hungry...But you're right, it could have been for any number of reasons.

Not that anyone wants to hear my lame a$$ story...but many moons ago I quit my job to become a stay at home day trader because my wife was expecting our first little girl...Become a self taught day trader is like becoming a self taught real estate investor...in more ways than one....When all was said and done...I actually put food on the table each month trading options.