The cost per unit would probably cheaper and the process easier. 

I would be living under the same roof, different unit.Property numbers that I've thought about:Listed price: $79,0003 units (currently renting at $425, $450, landlord/$0) - month-to-monthRight across from school, in a Class C neighborhood, street on nicely kept residential with regular police presence, but sketchy loan places within 5 minutes and crime map is full of "disorders".House built mid-1800sMonthly ExpensesTax -- $138.75Insurance -- $62.50Utilities --$60.00 (split with girlfriend)HOA -- $0Vacancy -- $60.00 (5% of the time or unless I really mess up Valentine's Day)Repairs (cleaning) -- $100.00CapEx (replacements) -- $100.00Prop.

Will really set the stage and make it easier for you to continue moving forward.

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Credit unions I've found to be easier for primary and HELOC lending for whatever reason. 

Would take a good amount of work/money to clean that apartment up so I'd prefer not to kick her out...Thanks in advance...

@Mike Bonadies I agree with your thoughts - higher cash flow areas are easier (less expensive) to get into and generally show less appreciation and are riskier for various reasons - crime, schools, etc.

They are gross, I wouldn't want to live there either- but if you get a pet and you don't own a home, that is what you sign up for.And then, finally, just as you are about to give up... along come your future tenants who are so happy to live in a clean, no pets building.

We set up an event in Vancouver but it might be easier to just hear from ya'll and go from there.Look forward to meeting you!

Hopefully it will go higher than that.Getting comfortable with the process will make it easier the next time you see a foreclosure.Bonus: bring a few bottled waters and do some networking.