Many real estate investors had their loans called (called means a lender required immediate repayment), even if the borrower never missed a payment.

A lot of my borrowers are looking for long term stuff however the rates that make sense today prevent some deals from hitting the DSCR requirement so I encourage them to refi into another bridge loan.

She is unable to retrieve the full amount until he retires so she wishes to borrow against for the sole purpose of investing my guess would be a 1031 purchase or if possible to do a little hard money lending.

@John Smith  In Pennsylvania evictions have been suspended for both tenants and mortgage borrowers. 

These borrowers will have the ability to request a forbearance on their payments for up to 6 months, with a possible extension for another six months without fees, penalties, or extra interest.

https://on.mktw.net/39GiJIZ Check out this article from MarketWatch - These mortgage borrowers will be ‘the first canary in the coal mine’ for a coronavirus-fueled foreclosure crisis, regulator saysIt seems to me that Corona May impact the real estate market severely depending on if the virus can be slowed down by the heat.

Borrowing to borrow in real estate is a bad idea. 

Additional cash from you would be considered really the same as a mortgage - you're just borrowing from yourself.

If rates have dropped significantly since you first borrowed or your specific circumstances have changed you can refinance into a better loan or longer/shorter term in order to better capitalize or more easily afford the loan.Cash Out. 

how does a borrower in default automatically lead to a short sale to avoid foreclosure?