And 1% lower than the bank!

It comes down to the mortgage banker knowing their guidelines and the bank following guidelines.

Any banks doing 15 year loans on investment properties in Louisville, KY?

Are you looking for a bank or private money or hard money?

I bought a bank owned for half a million.

@Karen Margrave  who you probably know from BP she ran into this in Oregon as well.. its quite confusing to those of us that came from CA like Karen and I and there you don't need a developers license.. but you need a Real estate license to make any kind of middle man fee.. same in Oregon.I finally got tired of is this legal or not and sent in  a copy of a direct E mail piece I got from a Quote un Quote wholesaler in Oregon that I knew was not licensed and did not own the property here is the response I got from the state.State of Oregon - Real Estate AgencyFrances Hlawatsch | Financial InvestigatorBest regards,Thank you again for the information, if I have further questions for you during the investigation I will certainly reach out.The Agency is well aware that unlicensed “wholesalers” are rampant in our jurisdiction.

If you can't withdraw all the funds maybe an option is to withdraw enough for a down payment on a property and use the balance that you can't withdraw as the required reserves needed for the bank underwriter to approve your loan.

They are banking on you being more afraid of having to find a new renter than they are of having to move out.

Recommendations for best "investor friendly" banks in the North Atlanta area? 

Probably is I can’t find the 300,000 banks want to have 20% down.