But, I've been there with recent friends and some are afraid to be in the car without ducking.

Don't be afraid to post a pic of the disconnect that you need on CL. someone who saves stuff might have what you need and save you a bunch of $.If you plan on replacing anyway, it's hard to give a price without seeing it.

My inhouse lender suggested when i initiated the loans I just refinance with them when he ballon comes up; but I am afraid the rates will be much higher then.

We are at the highest rate in more than a year now according to this chart from Freddie Mac.Even Bernanke said in reference to the spike in interest rates: "We were a little puzzled by that".Do you think that if this persists house prices will go down as buyers buying power is reduced or will home prices go up due to increase demand from buyers that have been sitting on the sidelines and are now afraid of missing out on locking in historically low interest rates?

Often landlords are afraid to raise the rent.

I was afraid that 21st would be the only possible bank lender.

What im afraid of is that these types of companies are really NOT trying to get you the best deal but just an okay deal, one that they wouldnt purchase themselves.Does that make sense?

I'm afraid they'll say yes, just to collect a fee, like some bankruptcy lawyers in town will do.

I am really afraid of a scenario where I can't find a buyer.

Investors are not afraid of rejections of their offers; they are steamed when the offer is not presented in a positive light or not at all.Then again, some investors rely on certain agents.