We have a data base of about 14k and recently engaged a data co to comb through and get better phone/emails as some of the entries may be on the dnc now and some still have aol lol.

Decide which game you want to play.

You also need to, as @Lydia T. said, train your callers based on your own experience with this list.

Fortunately TN is a Deed based state so foreclosures are more streamlined. 

Those algorithms compare homes based on general location, size, # of beds/baths, age, etc.

If you didn't know you, would you invest money based on only those scripts and materials? 

Notice periods vary based on the amount and frequency of changes.  

But you want to set a realistic base around that why.

Yup DSCR loans easy to get into hard to get out and a disaster if you miss any payments or have other DSCR issues along the way you jeopardize your entire portfolio.. use those with extreme caution and make sure if you dont understand it all, this is one of the few instances I think U need to have an attorney review and explain all the Covenants of these loans and what they mean.

In our market, the housing authority doesn't play around.