GETTING HELP NOWNYTimes - Money MattersUnemployment - law expires 12/31States can access when they have 10% rise in unemploymentUnemployment is typically 45% of lost incomeMost states pay 26 weeksDon’t have to lose your job, can get it if: you are quarantined, furloughedGetting unemploymentHave to have been at job for 30+ daysEligible for 2 weeks paid if ill or quarantined or caring for sick family memberPart time workers can get average of normal 2 week salarySelf-employed (gig workers, etc) must calculate daily average and claim as tax creditWho is exempt:People that work at companies that employ 500+ peopleCompanies with fewer than 50 people can ask for an exemptionEvictions + ForeclosuresMoratorium right now on bothSuspended for 60 daysThis includes foreclosures that are in processTaxesCan hold off on paying (without penalty) until July 15th if:You owe less than $1 million to the federal governmentIf you are getting a refund, it will come in a normal time frameMortgagesFind out who owns your mortgage + what programs are availableRequest Assistance (Fannie Mae)Small Business ReliefSBA Economic Injury Disaster LoansSmall business loans up to $2mil3.75% int rate for businesses | 2.75% for nonprofitsDenver Small Business ReliefDENVER RE TRENDS - please note you should watch Seattle, as what happens there will likely come to Denver and Colorado SpringsPulled data for detached/attached homes within 6 miles of a client property in Sloans Lake$350-$500KMore properties went under contract in past 5 days than in two other 5 day increments we recorded (11-15, and 16-20 days out)35 of those were on the MLS for 6 or fewer days$500-$700KSimilar to above, 5 days out is beating number of houses that went under contract 11-15 days out and almost the same as 16-20 days outCitywide: 2.4 homes were falling out of contract/day in March. 5.8 for Feb. 2.7 for Jan. $800-$1.2Mdown from 5 day increments before, but not significantly and a small data set

As a new investor, personally, I have to say nobody should ever pay for a course or mentorship program, period.

Government stimulus packages are going to give sweeping aid to every family, unemployment services will be well-funded, and rental assistance programs ready to assist. 

If you are experiencing financial issues due to this situation, we recommend staying up to date with the several government programs offering financial aid to those in need and to apply as soon as they become available.

I was recently introduced to Renatus and wanted to get feedback from the community on whether the program is truly worth joining.

Outside of specialty products and programs.

Accept less and they will walk all over you the next time they have a problem.You need to be researching the government programs that are being rolled out for rent payment assistance due to COVID 19.  

If I was you, I would close as soon as possible every lender in the market right now is cutting programs, dropping LTV and doing crazy things.

With an IRA, there can be no direct or indirect transactions or benefit between the IRA and a disqualified person.These programs are for one purpose, growing your tax-sheltered retirement savings in a more diversified fashion.If you are asking "How can I use my IRA to..." you are on the wrong track.

Pag-ibig Program might be worth looking into.