I'm very familiar with how DSCR loans work, as well as hard money fix n flip since I primarily use fix n flip loans constantly for my business(I don't own any multifamily properties yet, I primarily do fix n flips at the moment).. 

After much back and forth seller agreed to pay about 1/2 of a normal commish.. now she would have done it for free if she had to again based on the  relationship and how well she does in the industry but you can see how this will affect agents that really really need those commission to live and or stay in the industry..

I'd lean towards a full demolish as well...either way, headaches, but I'd rather have ground up headaches than remodel headaches ;) not to mention speed

Is there a lender that will loan just the purchase price, collateralized on one of my properties (2nd position, well under 70% LTV) so I can bid on it? 

you can go to your insurance claims agent (the claims person that you talked to on the phone and has probably sent you 10 emails)  you need to file an addendum to your claim as you need more money from your policy to repair the property. 

I went last year as well and it was a ton of fun and got to meet a ton of top investors there. 

I hope you're all doing well.

Also realize your insurance is based on the number of units as well.  

It contains hundreds of files such as ebooks, checklists and spreadsheets for real estate investors: https://www.biggerpockets.com/filesGood luck investing. 

With that said, I saw one take almost 3 yrs from a well known builder.