That the contractor didn't provide you with pictures seems like a stretch of an accusation when you don't have any trusted overseer on location or apparently didn't budget for the plane ride to your work site.

It's a funny merry go round where new investors get on to ride from top. 

I did get the impression that OP article subject person didn't seem as if anything was really explained to her, she was just along for the ride and trying to decipher things.It is possible that these actors above were humans with internal biases and weren't 'fairly' playing their characters, however.

Each have a flood policy (around $700/year) and each have a dwelling policy that include wind and hail. 

If you're friend owns the other 75%, you're essentially along for the ride.

Wow, your journey with house-hacking sounds like a wild ride!

Also, I heard the suggestion of riding around in a bike & looking for vacants.

I actually feel bad for the owners, because I can see that they may be wondering if we are taking them for a ride. 

They wanted to ride the wave and catch next big thing.

If you haven't had your account migrated, you can simply ask Cozy to not migrate the account and ride the Cozy train till the end.