The plan is to maximize the space we have and rent as midterm rentals to medical and business professionals.

@William W. what LVP brand and product was this?

@Bryan OjedaIf the business has been paying the debt for 12+ months, you can usually remove the liability from your calculations.Keep in mind that while DSCR loans don't always report to credit, THEY CAN.

@Jill DavisTypically banks (depository institutions) are most competitive with jumbo since these programs are typically portfolio products.

So then began the journey....Sold our existing home in a week around the beginning of January 2024, used some of the equity for debts, but other for a down payment on this land.Created an LLC to hopefully gain more business from this build.  

well any pay 20k to a guru for that business model.. :)

I’d really love to pick it up and make some useful community growing business.

How can I help you achieve some of your business goals?

It's a fine business model as long as you don't mind your tenants paying fees for your use of the software. 

We just closed on one STR and have two more in contract.We’ve been actively investing for about 2 years and I am still running my other business, so I classify myself at stage 1.5 as a RE investor.