He has important documents such as her birth certificate, her husbands birth certificate, his death certificate and other documents.I wanted to know if this lawyer is legally bound to withhold these documents for her even tho he did not do much to get the bank to see that she is the rightful owner of the house.

I want to dive deep into this and apply myself to be able to be financially independent buy my family our dream house and retire my parents. 

I lost them to things like better paying out of town jobs, moving to wifes hometown to take care of parents, jail, even opening their own business and getting massively busy. 

A 'program' will essentially do what I described (take payments from you, but withhold paying on the cc s until they can offer a settlement) but charge you a lot to do it. 

If not can you get money from parents, family members?  

Due to a family issue with my parents and sick sister I may want to go the route of having a duplex built rather than finding one already existing. 

I'm currently 18, living with my parents, doing both college and work full-time, my college is paid for by my employer.

Cool thing is though that you can get their parents to co-sign so collecting additional money to cover said damages is much easier than it is when renting to regular tenants especially if you're in the lower income arena.

If I were in your place, I would stay with my parents or a roommate where I am paying little to no rent.

One is the breadwinner but has terrible credit due to poor entrepreneurship decisions when younger, the other is a stay at home parent with no income but good credit (mid-600s).How would you evaluate this?