It all depends on loaning institution.

Those of us with portfolios in previously non-RC areas upstate now all of sudden are slapped with a yoke around our necks and become unwilling participants to the socialism we try and avoid by purchasing north of the Tappan Zee.The way I see it, any little town is just one Democratic mayor and a small activist group away from permanently altering the livelihoods of their landlords.

Because of my local market being so expensive, I feel forced to participate in out of state investing and so I’m learning all I can.

Wondering if the developer is hoping that institutional investors will gobble up these?

I was a lender and had an equity participation clause in my note.. 

In the past (when the market was really rough) large institutions wouldn't touch Florida condos with a 10ft pole because everything was a mess.

And I’m turning into quite the yogi and have started to participate in obstacle races in my free time.

When I read Brandon Turners book, there is a section crafted all towards strategies to purchase without necessarily needing a financial institution to front the costs, which is where this becomes confusing and had me wondering to begin with. 

That thought might be wrong, but thats just me.Basically, I'm trying to understand which part of the market as far as Home prices go has the most potential for value as an investor, and at what point in home prices are you no longer providing a service as far as financing goes because your potential buyers can find loans from institutions on their own.

An investor may lose money on a deal but has a chance of making a lot of money on a deal whereas a private money lender doesn’t participate in the upside or the downside as long as you are good on your word and abide by the private money loan contract.