True they could go online to dipute their own items but online isnt going to educate them on how their credit works and how to use their new credit cards properly as well as step by step guidence for an entire year by a credit expert to ensure they don't do something damaging to their credit due to lack of knowledge.

That will at least ensure you're in line when the money is being distributed.

What ministry is it that can ensure house prices will rise?

Science teaches you how to analyze, problem solve and present data in an unbiased manner.

They simply take public data and merge it with MLS systems on a computer system.

Do you have any data about what comparable units actually sold for?

Now on to B Thanks to the internet, the real estate industry is becoming more transparent, you said it yourself; you have access to certain data that educates you.

When buying out of state/driving zone, what steps do you take to ensure that you have the RIGHT property management and all the necessary pieces in place to be successful?

Polanyi wrote that a self-regulating market, the kind bequeathed to us since Ronald Reagan, turned human beings and the natural environment into commodities, a situation that ensures the destruction of both society and the natural environment.

Any data to support your view?