:)  congrats on the new digs.. for me where I am contemplating getting back into sales as my building career winds down. ( my capital partner program continues of course) But that is, like you and very efficient . 

This doesn't make the fed reverse course, but just hold.

What is the best criminal/credit/eviction solution that I can use to check people’s background?

A hotel or restaurant, mall, etc yes of course, but private home rentals? 

Has anyone invested with or performed any due diligence on Vintage Capital aprivate Credit fund offering? 

If you are seeking larger multi-families valued over $94,500 - you can of course utilize a single DSCR loan.

These Buyers don’t have the best credit but they have cash for down payments, and make monthly payments. 

I've almost hit 2 years job experience for a conventional loan, I have qualifying credit, I've made good contacts with realtors and lenders from my Admin Assistant job in the loan world, and I've saved up enough cash for 3.5% down for SoCal SFR pricing (not enough for closing cost or commissions yet).

In a market like Greater Cincinnati, LTR is more successful, depending where you are of course.

They're likely selling a course or have an external motive.