Maybe it's more complicated than I think?

Obviously, his situation was much more complicated/convoluted since his family trusts also had to deal with the Los Angelas Lakers. 

I've spoken with several hard money lenders (2-3) and it sounds like there are possible options, however the property (as is) would be considered commercial and therefore that complicates their process/qualifications.Has anyone encountered a situation like this? 

To convert from a duplex to triplex in Philly not only will you need the zoning, but the permitting process gets more complicated as well.

If it really was a TAX auction, and not just a judicially ordered sale, it wipes out all junior liens. 

Its the most complicated closing AND more importantly POST closing; canceling the home owners insurance putting landlord policy on, getting the bank via the POA to work with you to setup auto pay from your bank account etc.A subject to starts with the numbers. 

This being a house-hack is where it gets complicated and why we rely on pros like Natalie.

Or complicated?

I purchased a HOA foreclosed property through our counties judicial online auction in March of 2019.

It's not really that complicated to buy out of state.