When I asked the HUD experienced realtor he said that locally HUD was under pressure to sell to a more diverse clientele--and I was a single female so that was likely an incentive for HUD to give greater consideration to my offer. 

Hi hoping i can get an objective opinion here and thank you in advance for anyones comments.I am a 53 yr old single female - I owned my own business for many years as a graphic design freelancer and really never made long term plans for retirement - I began working with a company four years and have managed to save money and been contributing to a Fidelity acct although i won't be retiring for a years to come - its a savings and its coming around slowly. 

I lived with total strangers that I mostly met through CL and roomiematch.com as a young female in a urban-ish area. 

I have lived my entore adult life here. 

A 2 bedroom house back with 2 adults and 2 kids is just not logical for us.

All will be fine if you treat them like adults and set the rules. 

. - Young/Mature adults - Reliable, little more caring and responsible.

If you are an adult and you do not have much liquid cash to get started then you should not be investing in real estate.  

@Jeff GebhartShe is so far ahead of most adults.  

Congrats on the new job and full on adult life plunge!