Point is, the borrower's were to some extent targeted to be able to go through the entire program including the rate increase.HAMP is a government baby, it was criticized by many and still is.  

I took a baby step in my head and started some due diligence. 

I’ve loves realestate ever since highschool and got extremely side tracked by moving up in a corporate job, at this point we have a 10 month old baby and I’m feeling the urge pressure tk get into something else that will allow more time with my family while creating a solid future!

Still wanting to do BRRR in action, but baby steps - I was able to do a couple of long distance LTR SFH where I was able to build my core 4.

Ok, well that is a bit of an exaggeration but honestly, my wife had once fit a small fridge, a washer and dryer in that baby all at the same time with space to boot, amazing. 

I always compare Seattle to be like San Francisco and Tacoma to be "Baby Oakland"

I want to see her EXTRA busy build her business little a newborn baby. 

It's one of those things where a few bucks "invested" is not stealing food from my baby or anything, so WHY NOT waste a few bucks now and then.

We were going to go to Orlando but we are having our first baby a month before so thought okay lets wait haha we are going to a November game.

My point though is that it doesn’t matter what the cash flow is on paper, if you aren’t local in order to keep an eye on your asset or have an incredible team in place remotely to watch your babies (properties I mean) and count your money for you with limited oversight, then any amount of cash flow on paper easily turns into a loss.