I need help on finding the below:recommendations on hard money lender with regular finance conversion later?

A conversation with a planner should give you good insight into the situation.Good luck.

Gary West, just another item to consider in your one-at-a-time approach, but markets and interest rates fluctuate, and while Feb 2014 probably won't be that different, waiting several years for each one may hurt your ultimate goal as right now we are still in a record low interest rate environment along with low home prices, but in 5 years, you may be looking at 8% rates or prices too high to justify buying to rent them out.

Some things like mattresses I ordered online, some items I got from the Habitat store and some from the local stores there.I semi-lived in the property during a lot of the renovation.

I am putting together a credibility kit for potential private Canadian investors I will be conversing with.

Especially while looking into the duplex conversion.

I would agree with J's assessment and pay close attention to the items he showed that you missed - demo, finish carpentry, rough plumbing/ electrical, etc.The other thing to make sure of is the major items - HVAC, roof, electrical panel, foundation, etc. loos like you are wanting to do a new HVAC system so J was correct that your entire combo price for heat and cool would be around $4k which you estimated higher.Time to get that offer in!

I looked at those document and feel uncomfortable about some items.

Fine with me, I played upon their fears and got a better offer out of it.I did not know it could be for such simple items such as this.

I'd recommend setting up some Keyword Alerts for terms like "commercial" so when the topic is discussed, you'll get an email and you can jump into the conversation.