House got sold a couple years ago and now it looks like 20 people moved in and are running an auto dealership and repair shop from the back yard.

Since the lender Owner Occupant period is 12 months, I'd meet that obligation by staying in the property for at least 12 months, and property shopping while waiting for the 12 month period to end, then move on to another property. 

Of course, you hear the occasional tale of a noob getting lucky, but for every one of those, there are probably hundreds that blew their budget on direct mail or internet marketing, only to close up shop shortly thereafter.If you do decide to stick with the wholesaling plan, I recommend direct mail.

Shop around. 

Meet someone for coffee and ask away.

So i would say if your shopping in the affordability index and you have a job in medical, utilities, gov, education or other essential service rates are low and its time to buy.

The difference is that my case is almost "wrapped" as we are approved, we are not shopping around, and the "perks" we got (half cost of origination fee, no appraisal needed) were offered by them.The officer did indeed mentioned that they are overwhelmed by the response of people trying to refinance, not in relation to the adjustments in the Loan Estimate but in relation to the time it takes them to deliver paperwork.

I'm not saying there aren't available but as you say you shopped over 30 lenders.

Ill start shopping in that direction.

Hey All,After hours of research, reading and using BP Forums to ask and read questions and answers, I (think) I have decided where I would like to focus in regards to purchasing my first Rental property.Before I would submit any offers, I want to give myself the adequate time to go check out these neighborhoods, talk to residents and check out their local economies and shops In order to ensure I am happy with my choices before proceeding.As I prepare to go to these different communities (looking in the CT area), I was wondering if anybody who has done similar trips (I am assuming its pretty standard practice, unless the property is far away).