@Michael Bangsal, cash flow is vital but you need stay focused on your cash on cash return.

Obviously, when your busy with multiple roles in life, it's vital to be up front with clients about your availability.  

If you have a property manager a single layer of LLC protection will probably be sufficient. 

PS. they're VITAL numbers to know ;)

Commercial leases layout many layers of the owner's future income.  

Typical of DC the layers to find something is extremely difficult (and this coming from someone who works for a contractor who knows what to be looking for).

I believe you mention before due diligence is a vital part of the process, and it is something I wish there were more topics on in this section on how people analyze a note and what items they look for before purchasing a note. 

After speaking with a local bank mortgage lender (I have 3 more meetings scheduled with 3 other local banks), he determines my credit score is too low (under 600, not from bad debt, but thin layer/little credit usage history).

So that's where having multiple LLCs can provide that added layer of protection.I hope that helps.

Is that too many layers of conflict?