@Stephanie Irtoyou can only put 3% down for a FHA loan (which my property does not allow) so the minimum for a conventional loan is 5%.Quicken said that I could apply the "bonus" 2% grant to my down payment up to 10% (as long as i am making a down payment less than 10%.

I've also found it does seem smaller institutions/credit unions are more "generous" with HELOCs and their standards, but I have not done enough research into the whole process yet...

Actually you forgot bonus depreciation as well. you need to not look at it in the way you are in terms of each room.

Family Partnership or Friendly Joint Venture - get a group of folks with a little cash to work with youSeller "RE-Fi" for Takeover - have seller refinance the property - take over his mortgage potential nothing down - do subject to or assume - you can do a delay settlement - seller can take interest and depreciation deduction while you have equity ownership.Always ask for seller financing - the following are some ideas of this subject --What you need to think of is how can the seller financing help you now and in the future -The best mortgage you can have with a seller is one with no interest - it is called a principal mortgage - all payments go to reduce the debtIt should be fully assumable without qualification - this will help you if you offer the property for sale in the future - built in financingThe interest rate - if you have to go there - should be as low as possible - so that when you sell in the future you can do a "wrap around mortgage" and make interest on money you oweYou should have a first right of refusal in the event mortgagee decides to sell it at a discount - you get first wack at it.You might want to consider a "Stutter Clause" this lets you miss one payment a yearthat mortgage should be a "subordinated mortgage" this lets you refinance and put the owner financing in second position.Put in an early pay off discount - so pay it off early and take a 10% discountU may want to make that owner financing a personal note - not a secured mortgage -- this way you can refinance immediate and walk with some cashYou could secure that mortgage on another property you own or a partners property - this frees up the equity to refinance and walk with cash (to be used to invest in other properties)You could ask for a delay in mortgage payments for a few months - gives you time to flip it without paymentsyou could ask for interest rate at "prime rate" this is what banks borrow atMaybe NO payments for 2 yearsAngel Investors - there lots of folks out there with money - show them how they can increase there interest by investing with you -or lending you money - offer them an "Equity Kicker" that is a bonus when you sell the property and pay them off - if you present right they'll love to give you $$Chattels for Equity - trade something you have or something you can buy on time to use as consideration.

Hi Guys, well I love talking about this also, I was Investment and acquisition analyst, for a large private equity firm during 2008-2010 so you know there is some stories, I did well I didn't loose money I made money of the tape sales and bonus after bonus, so I open my own investment consulting firm and first time investors is one of the first questions, how long is this going to last and I say market regenerates, every 10-12 years, so 2020-2022 something will happen, bad its no gonna be good for ever, recently was having lunch with a group of analyst and big time developer and they keep saying it has no more the 6 years till our next crash what you guys think.

,A 'C' corp, the standard incorporation, is doubled taxed; once for corporate profit, then again if you take funds out in the form of compensation; salary, bonus etc.

You're right--you might have years of high rates, but if the numbers work the same for you (with high rates, you'll be getting adequate cash flow, or no investor would buy it), then sticking it out with high rates is OK and getting a chance to refi is just a bonus!

What about marketing to other out of the area co-brokers myself with a higher co-broker split or bonus, ect.?

And if so, would it help to offer some kind of bonus or gift to the co-broker?

So there you go I am the listing broker on a 5 million resi deal that shows 1 DOM and sold full price.. and we gladly paid the 150k but not the bonus she wanted.