. #2 because most property managers are too overwhelmed with the volume of units they manage to give you personalized, meaningful service. 

That’s what Debt Service Coverage Ratio (DSCR) loans are used for.

While I don't deal with HUD, I deal with human services caseworkers all the time.HUD is not going to view the landlord and tenant as equally culpable, in part because of the perceived power imbalance.  

.- He recently inherited a 3-bedroom single-family home in Fremont, CA, valued around $1 million, currently rented out for $4,000/month.Alex's main concerns are balancing his full-time job with the demands of real estate investment, managing cash flow effectively, and understanding the potential tax benefits.- What investment strategies should he consider?

I was wondering if anyone could recommend a third party cold calling company/service.

Here are the details:Assumable loan balance: $750k at 2.75%List price: $950kDownpayment needed: $200k to cover the differenceMy initial plan to make this deal work included a few options:Getting a loan for the $200k difference.Bringing in a partner.Asking for seller financing.However, when I discussed these options with my agent, I hit a few roadblocks:Second Mortgage: My agent said no bank would provide a second position loan for the $200k.Seller Financing: He mentioned that 99% of sellers would reject this, though we're asking anyway.Agent's Advice: He suggested I just get a conventional loan and put 5% down for the full $950k, but I feel this defeats the purpose of leveraging the assumable loan.Given these challenges, I’m trying to figure out the best way to raise the $200k.

Full transparency in that I do not know the best path forward.

And thats with the dirt paid for in full in each case.

Best Practice: do not provide variable cost services like internet, water, PG&E, or trash service to residents. 

Or even hire the services of a professional property manager to give you a needed break.If it were I, I would contact your original tenant and arrange to meet with her, and not in the presence of the guy.