The first mortgage, taxes, insurance, etc on this property have all been paid as agreed during this time.

The county tells me I could add up to 3 ADU's, one in the basement (at the same time as replacing the foundation) and two detached ADU's.Adding any number of ADU's has the potential to double my current cash flow.  

However, with Mexican food being popular in inflationary times due to its perceived value, Darden believes Chuy's can grow sustainably without needing to become a full-blown national chain.

Sure there are people who have done it but like Joe mentioned above is why your rate on HELOC is probably higher than your first mortgage so you'd only do it if your balance is really low and near the end of your term anyway so you're just getting it paid off quicker (like the last 1-3 years of payments left) becaues you want to get ride of the monthly payment and improve your cashflow now versus later.

If you're looking for the first or next house hack this year, then you're probably doing a lot of research on areas, strategies, layouts, etc.

I have losses financially now as the rehab time is almost twice the timeline now that was given in the beginning.

I am in the Houston area and my primary goal is to become financially free and look to enjoy more quality time with my family as I do want to move away from the day to day desk job.

Investment Info:
Small multi-family (2-4 units) buy & hold investment in Baltimore.

Purchase price: $345,000

First buy&hold investment of many

Hey Suhaib,It sounds like you're planning to stay in your rental part-time, so the big question is: are you focused on cash flow or equity?

My goals is to meet more bay area investors and learn from their experiences.Thanks for your time.