Here's a bit more in detail about how rates are calculated for DSCR loans:1.

I have quite a bit of equity in these properties so a refinance at balloon due will have some advantages but with the increased recent rates I will likely take a decently large hit on cash flow. *** What loan structure and fees do you all commonly lock down and what would you recommend in my situation?

Knowing the market usually involves going out there, understanding what people like, meeting with people, running or attending networking events, among other things. 

Should i be analyzing cap rate on these properties? 

maybe meet up to discuss business? 

I look forward to meeting. 

Financing: 65% LTV, 7.5% interest rate, 7 years2.

Well I’ve kept the rent rate on the low end, not a great investment strategy on my part but fear of vacancies had me under thumb.

We did live in it for one year to satisfy the FHA loan and then moved out, so unfortunately it would have to be refinanced as an investment property with worse rates (8.1%) and higher LTV (25%).

I am looking to meet some folks in the Las Cruces area.