That said the biggest issue with heat provided is not the thermostat but the open window in spring and fall when the heat is on.

Because interest rates are high right now it probably doesn’t make sense to pull extra cash just to stick it in a bank account.

If you are living in a place that is satisfactory why not change the arrangement with the landlord?  

What's the alternative and what's the question.

     Firstly, this post is for anyone and everyone who hasn't had the opportunity to properly introduce themselves in the BP community.

In the end I was forced into the HELOC.

I did not want to sell it, and I saw the value in holding on to this property.

Before you can tell, you need the answer to a lot of different questions and then know how to apply them:What is the remaining term of the assumable financing?

If there is no agreement signed and this person is just someone listed from the broker's database, I do not believe it is acceptable for the broker to collect a split in addition to the house split.If you are to consider negotiating this additional split, there is a lot to take into account here... what is the % of business that you generate on your own vs. how much your broker contributes?

@Jed Butikofer you are in the right place to start getting the next level of education.